This is useful information for those who may need it.

On a retirement kick now, Monga? :-)

I'm on COBRA now, actually, since I quit my job to go back to school...dunno what I'm gonna do when my eligibility runs out, though. (I want to stay with Pacificare rather than going on school insurance)

nahhh, I was just looking up stuff for a friend who needs the info and figured it might be useful for B$ members too!!