It's been a year since I ordered a credit report. I went through www.truecredit.com for I think $30.

Where do you guys order your reports from? I'm wondering if I'm missing out on a better service.

If you want your TRUE FICO scores, you can order them from www.myfico.com. Reports are $12.95 for each bureau, but you can get them for $10.36 each by using a discount code. MYFICO20 will give you 20% off.

If your FICO score isn't that important to you and you just want to see your reports, you can go to www.privacyguard.com and see all 3 reports side by side. You get a 60 or 90 day trial for $1. The trial length depends on where you sign up at.

thx mate!

Also, you might might want to check

http://www.bankrate.com/brm/news/cc/20010223c.asp

It tells you by State whether you qualify for a free credit report

If you have been denied (or had an inquiry ) in the last 90 days you are entitled to a free report.

here are the automated #'s to call to recieve your report (note, if you have recently moved you may have to provide address verification via utility bill or DL)

Experian 1 866 200 6020

TransUnion 1 800-888-4213

Equifax 1-800-685-1111

dont forget to dispute inaccurate information

Equifax is the worst of all 3. I found numerous old closed accounts that the other 2 had listed as closed and they did not. I have a great record and could NOT figure out why Citibank turned me down for a CC. Said Iwas over extended...only have ONE credit card and a Mortgage.

Now I know why,,,they used Equifax for the check and if you look at what they say, I have like 7 open credit accounts (which I don't).

Now I have to get them to correct that.