I would like to look into this and find out where all our money is going.
Does anyone have a favorite online budget calculator?
TIA
Full Version: Budget Calculator
mint.com
If you get it set up and create a budget, as transactions post you will see your budget in real time and what you have left at a glance.
http://www.mint.com/blog/how-to/how-to-use...udgeting-tools/
If you get it set up and create a budget, as transactions post you will see your budget in real time and what you have left at a glance.
http://www.mint.com/blog/how-to/how-to-use...udgeting-tools/
+1 for mint - used to use mvelopes and loved it, but it costs and mint's free 
Thank You Thank You Thank You!
I'll send any profits your way!
(don't hold your breath
)
I'll send any profits your way!
(don't hold your breath
)
Seeing you get what you need is profit enough for me.
heh
heh
Another vote for Mint. I have been using it for awhile and love it. I used to use it just for simple tracking of my credit cards, but now I use it for all of my accounts. It's nice to be able to login and see exactly how much I owe (loans, cc's, etc) and how much I have (bank, stocks, ira, 401k, etc).
I haven't played with the budget or trending yet as they don't really benefit me, but they do look useful.
I haven't played with the budget or trending yet as they don't really benefit me, but they do look useful.
I'm scared to use mint because everything is in one place. We use a spreadsheet.
QUOTE (sarinne @ 9-11-09, 9:00am) 
I'm scared to use mint because everything is in one place. We use a spreadsheet.
I felt the same way when I first looked at Mint, but then I did some digging and decided it was secure enough for me. This is a decision you will have to make yourself, but I can provide some information (all from their site or other sites about them). In all honesty, I'd be more worried about my bank than I would be Mint. Their security seems to be in pretty good shape. But in the end it's if you feel comfortable with it.
QUOTE
Mint provides bank-level data security for the transaction information we store.
* Mint.com uses 128-bit SSL encryption, the industry standard for data protection, to ensure that all communications are secure.
* We store transaction information in a secure facility, on our own servers, protected by 24/7 security guards and biometric scanners.
* All our employees pass financial and criminal background checks as a condition of employment.
* Mint.com has received the VeriSign security seal and is tested daily by Hackersafe.
* Our privacy protection standards are certified by TRUSTe.
* Our anti-phishing protection is provided by RSA Security, Inc.
You cannot move money with Mint.
Mint.com offers valuable insights and analytic tools to help you better understand your money…but Mint.com is a "read only" service. Meaning: you can view and organize your money with Mint.com, but you cannot move money between—or out of—your bank, credit union or credit card accounts.
You register anonymously— we don’t need your name or any personally identifiable info.
* All you need to use Mint.com is a valid email address, password and zip code. We don’t need your name or any personally identifiable info.
* We ask for your online banking user name and passwords so that we can connect securely to your financial institutions
* Your online banking credentials are stored securely so that Mint.com can automatically update your transactions— saving you from updating, syncing or uploading financial information manually.
Security Technology
Your trust is a privilege and a responsibility that is our first priority, every day. Here are some of the technologies and practices we’ve put in place to protect your identity and your financial information:
* Mint uses 128-bit SSL encryption, the financial industry standard, to protect all communications with your browser. This prevents potential hackers from "tapping" a data conversation.
* Your bank login credentials are encrypted and stored using 256-bit AES encryption and decrypted by FIPS 140-2 certified, tamper resistant hardware.
* Our servers are housed in a secure facility protected by biometric palm scanners and 24/7 security guards.
* We apply bank-level data security standards. This includes encryption, auditing, logging, backups, and safe-guarding data.
* We hack our own site. Mint runs thousands of tests on its own software to ensure security. We scan our ports, test for SQL injection, and protect against cross-site scripting. We also employ Hackersafe to test our site daily.
* Mint.com has received the VeriSign security seal.
* Mint’s anti-phishing protection is provided by RSA Security, Inc.
Do you store my bank login information on your servers?
Your bank login credentials are stored securely in a separate database using multi-layered hardware and software encryption. We only store the information needed to save you the trouble of updating, syncing or uploading financial information manually.
Can Mint employees view my bank account numbers or credit card numbers?
Your bank account and credit card numbers are not sent to or stored by Mint.com. So this information can’t be seen by Mint employees.
* Mint.com uses 128-bit SSL encryption, the industry standard for data protection, to ensure that all communications are secure.
* We store transaction information in a secure facility, on our own servers, protected by 24/7 security guards and biometric scanners.
* All our employees pass financial and criminal background checks as a condition of employment.
* Mint.com has received the VeriSign security seal and is tested daily by Hackersafe.
* Our privacy protection standards are certified by TRUSTe.
* Our anti-phishing protection is provided by RSA Security, Inc.
You cannot move money with Mint.
Mint.com offers valuable insights and analytic tools to help you better understand your money…but Mint.com is a "read only" service. Meaning: you can view and organize your money with Mint.com, but you cannot move money between—or out of—your bank, credit union or credit card accounts.
You register anonymously— we don’t need your name or any personally identifiable info.
* All you need to use Mint.com is a valid email address, password and zip code. We don’t need your name or any personally identifiable info.
* We ask for your online banking user name and passwords so that we can connect securely to your financial institutions
* Your online banking credentials are stored securely so that Mint.com can automatically update your transactions— saving you from updating, syncing or uploading financial information manually.
Security Technology
Your trust is a privilege and a responsibility that is our first priority, every day. Here are some of the technologies and practices we’ve put in place to protect your identity and your financial information:
* Mint uses 128-bit SSL encryption, the financial industry standard, to protect all communications with your browser. This prevents potential hackers from "tapping" a data conversation.
* Your bank login credentials are encrypted and stored using 256-bit AES encryption and decrypted by FIPS 140-2 certified, tamper resistant hardware.
* Our servers are housed in a secure facility protected by biometric palm scanners and 24/7 security guards.
* We apply bank-level data security standards. This includes encryption, auditing, logging, backups, and safe-guarding data.
* We hack our own site. Mint runs thousands of tests on its own software to ensure security. We scan our ports, test for SQL injection, and protect against cross-site scripting. We also employ Hackersafe to test our site daily.
* Mint.com has received the VeriSign security seal.
* Mint’s anti-phishing protection is provided by RSA Security, Inc.
Do you store my bank login information on your servers?
Your bank login credentials are stored securely in a separate database using multi-layered hardware and software encryption. We only store the information needed to save you the trouble of updating, syncing or uploading financial information manually.
Can Mint employees view my bank account numbers or credit card numbers?
Your bank account and credit card numbers are not sent to or stored by Mint.com. So this information can’t be seen by Mint employees.
Also, more here: http://ivebeenmugged.typepad.com/my_weblog...and-secure.html
Although I don't agree with some of that person's conclusions, it is more information to help you make your decision (if it's not already made). If I have time next week I will try and break everything down to weak points and strong points and overall risk.
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