5 reward points for every $1 you spend on books, movies, music and at restaurants. 1 reward point for ever $1 you spend on other purchases.
- 6000 bonus points after $50 in purchases are made within 3 months
- 5000 bonus points for signing up for paperless statements within the first 3 months
- 100 points each billing period when you pay on time and stay under your credit line
- 0.25% APR reduction for paying at least your minimum amount due and staying under your credit limit for 3 billing periods in a row
- No annual fee
- 0% APR for 6 months on purchases and balance transfers (3% BT fee)
- You can earn up to 75,000 ThankYou Points during any calendar year
- $100 gift cards (for 10,000 TY points) at stores such as Sears, JC Penny, Macy's, Overstock.com, Bloomingdales, Dillards, LL Bean, Cabelas, etc.
- $25 student loan credits (for 2,500 TY points)
- Phone Number: 888-201-4523 (may require SNN as reference number)