OK, so my trusty
Olympus D-380 has finally started acting up, and I have never really liked my
Fuji Finepix S3100. Picture quality on the Fuji is nice, and the 6x optical zoom is definitely a plus, but shutter lag is horrendous when trying to take action shots. Given that most of my photography is either at concerts or sporting events, that is a definite downside. I would like to pick up a decent new camera with at least 3x optical zoom and minimal shutter lag. I don't need much in the way of bells and whistles, as I really don't like reading manuals and figuring out all of the settings.

I know we have several experienced photographers on here, and I am hoping that some of them can offer some advice on a user friendly camera that will take good quality pictures without requiring me to earn another degre.

Obviously price is a consideration, or I wouldn't be here at B$. Rebate/coupon deals welcome, and preference will be given to products available at Amazon as I have some GCs to use up.
Note: You can tell from my current cameras that I am not on the bleeding edge when it comes to digital photography, so please keep that in mind.