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ebytes
credit to Goldbrick

Umbrella Bank 5.50% Money Market Account


Daily Balance • APY*
<$1,000 • 0.60%
$1,000 and over • 5.50%

5.50% APY* through 12/31/2007
ebytes
1. An ATM card will be issued upon request for all approved accounts. A $1.00 fee will be assessed for each ATM Card transaction.

2. Account statements (including up to 12 months of account activity) are available 24 hours a day online via the Internet. Telephone Banking is also available 24 hours a day. Customers can request hard copy, paper statements, for a fee of $5.00 per month, by contacting us. Online Check Images are available for a revolving 60 days. We recommend that you review online check images at least monthly and print (make a copy of) those checks you feel are critical (such as tax payments). Checks are held in safe keeping by us and are not returned to you.

3. A monthly service fee of $10.00 will be imposed each monthly statement cycle in which the daily balance falls below $1,000. There is no monthly service fee if the balance in the account is equal to or greater than $1,000 throughout the monthly statement cycle.

4. Transfers from a Money Market account to another account, or to a third party financial institution, by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle, with no more than three by check, draft, or similar order to a third party. If the account exceeds six transfers in a statement cycle, a fee of $10.00 will be imposed per transfer.
Warshed
WOW the fees are killer, I guess if you just stick your money in there and sit on it, you will do ok, otherwise this place is crap.
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